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Privacy Declaration

PRIVACY ACT ACKNOWLEDGEMENT AND AUTHORISATION

You authorise Personal Finance Ltd to send this application to any third party (the Finance Company or otherwise) and agree that either Personal Finance Ltd or the Finance Company may do the following:

1. You understand that Personal Finance Ltd / the Finance Company is asking for personal information about you to use Veda Advantage Ltd's credit report service to credit check you.
2. You understand that Veda will give us personal information about you.
3. You understand that we will give your personal information to Veda and they will hold that information and use it to provide their credit reporting service.
4. You understand that when other Veda customers use the Veda credit reporting service, Veda may give that information to them.
5. You understand that we may use Veda's credit reporting services in the future for purposes related to the provision of credit to me. This may include use of Veda's monitoring services to include updates if information about you changes.
6. You understand that if you default in your payment obligations to us, information about that default may be given to Veda and Veda may give that information about your default to other Veda customers.

Pursuant to the Privacy Act 1993 I authorise Personal Finance Ltd or the Finance Company to contact Veda Advantage Limited, Credit Providers, Finance Companies, my Employer, Accountant, Bank, Solicitor or any other source including Government agencies, to obtain, check and exchange (both now and in future) such personal financial and commercial information for the purposes of considering this or any subsequent application, the protection and administration of any loan arising out of this application (both now and in the future) and to assist in the enforcement of any agreement between me and Personal Finance Ltd or the Finance Company. I understand I have the right to know who is collecting and holding information and also the right to have access to it and to correct if it is wrong.

The contact details for Personal Finance Ltd & Veda Advantage Limited are as follows:
Mortgage Finance Limited trading asPersonal Finance Ltd, PO Box 74 203, Greenlane, Auckland 1546 www.personalfinance.co.nz
Veda Advantage Limited, Private Bag 92 156, Auckland. www.mycreditfile.co.nz

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